Refi Apply is a company that is dedicated to helping people refinance their home mortgages so they can save money. We walk you through the application process and then submit the information to multiple financing companies to help you qualify for the best possible rate.

Filling out an application will typically just take a few minutes. Our site walks you through this process, so it is easy and worry-free.

The total amount you can save will depend on your current mortgage terms and the new terms you qualify for. Reducing your interest rate by even a small amount can end up saving you tens of thousands of dollars over the life of your mortgage.

We work with dozens of the top mortgage financing companies. Once you apply, you will be able to choose from the offers available. The company you choose would hold your new mortgage and you would work directly with them for all future payments.

If you are planning on staying in your home for more than a few years, or your interest rate is high, it is a good idea to consider your options. Since applying for a refinance is free, just about everyone can benefit from at least seeing what options are available.

In many cases, yes. Your credit score will definitely be a factor in determining whether you will be approved, and if so, what the terms of the refinance will be. No matter your credit score, however, it is a good idea to see what you can get approved for.